I'm turning 45 soon, and working in a fiat job to pay the fiat bills is no fun. I think it has been more bearable for me lately having growing confidence that my way out, the financial escape plan is forming up nicely

this is true and I think that it applies to many of us. After some point in time, we don't feel like doing a job instead of looking for another thing.
Also, life without debt is good and I am sure you will be able to achieve it soon.

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