CPI Mortgages, Cellular And Internet Legacy
Israel mortgages are bounded to cpi loans through the banks.
Mortgage has been started in Israel since the beginning of 2008 by Bank Leumi and Bank Hapoalim.
Bank Leumi is the biggest in market cap.
More than 15000 mortgage was started since October 2022, while Bank Hapoalim started its new plan.
More mortgage loans were closed at 30 to 45 days and loan terms were shorter than credit cards, they could payback in 6–9 months, not one year.
The relatively high interest rates of 3 to 4 percent in these mortgages made the idea of cpi bound.CPI Consumer Price Index
2 mortgage less attractive than credit cards to the Israeli population.
The Israel credit card bill, signed by the Minister of Finance, Dr. Yuval Steinitz, on 11 December 2008 will guarantee the continuation of credit card operations in Israel.
The amendment will be applicable retroactively from 1 October 2008 and will last through September 2014.
In other words, credit card operations in Israel will be operated as long as is necessary for the banks to establish a new procedure in order to calculate interest and fees on the cards.
The first Israeli credit cards will be issued after 15 May 2009.
In addition to Kudelski, the chief subcontractor for the GSM SIM card, EMC provides the technological platform used in Israel.
Other subcontractors include Siron, E-Tran, Huawei, H-Chip, and Weili's Kunming High-tech lab.
Israeli mobile phone providers Cellcom and Partner provide the subscribers' access to the Internet.
A law requires Israeli mobile telephone subscribers to pay a $1.50 fee to access the Internet via their mobile phone.
Telkom (Tel Aviv), Bezeq (Tel Aviv), and Partner provide their subscribers' Internet access via Tel Aviv, while Cellcom and Orange provide it via Ashdod and Ashkelon.
Orange provides this service for free until 30 June 2009, and afterward charges $10/month.
The former director of BIN, Moshe Nat, a satellite terminal.
According to the TPS, one of the service's operators, 71% of Internet service use in Israel is via cellular phones.
According to studies conducted by the Tel Aviv University, there are approximately 3.2 million active Internet users in Israel in 2008.
In 2012 the number of users increased to 7.7 million users.
According to the TPS, "every fifth Israeli used the Internet in 2007".
This figure decreased to 5.4% in 2011, according to data collected by the Hochschule Schweizerische Technologie und Informatik (HSI).
Despite the fact that not all websites available on the web are blocked, the statistics show that the percentage of users who visited blocked websites has increased significantly.
When visiting blocked websites increased from 24.6% in 2007 to 42.6% in 2008.
The number of blocked websites increased from 13,237 to 25,642 in the same period.
When Internet providers censor user-posted content they may receive complaints from the victims of the censored content or their rightsholders.
In August 2008, in the framework of an action plan against piracy, a large majority of the directors of leading Israeli Internet Service Providers concluded an agreement on blocking a number of sites that contain file-sharing software and hosts unauthorized content.
One month later, in October 2008, the list of such websites was distributed to all I.S.P.s.
According to TPS and the Israel Intellectual Property Authority, the deal ended in failure in 2013, when a website operator found a loophole and began to bypass the restrictions, with the Internet service providers unable to protect them.
As of April 2014, there are some 300 websites in the list of the blocked websites in Israel.
In February 2009, a new agreement was concluded with the Justice Ministry and the Israel Police and a number of Israeli Internet Service Providers on blocking unlicensed websites.
In 2014, most websites blocked for copyright infringement in Israel are no longer blocked, as domain names and domain owners no longer frequently make the submission of complaints.
The New York Times states that the Israeli ISP's deal with the Police, is the first successful attempt by law enforcement to secure cooperation from the local Internet providers for criminal enforcement of copyright laws.
In 2006, YNet News reported that the ministry of industry was considering new plans to censor content on the web to combat Internet piracy.
The plans were criticized by the IFPI, which said that the plans would undermine freedom of the Internet in Israel.
In 2007 the Ministry of Public Security rejected a plan proposed by the police, that was, according to IFPI, similar to the new proposed plan.
The plan would have allowed I.S.P.s to be restricted in the network of their subscribers if they failed to comply with the plan in accordance with their agreements with rightsholders.
In 2008, the Court of Appeals approved the blocking of file sharing websites, without requiring ISPs to install a special software on all users' computers.
The court held that the copyright holder's right to punish infringement was a legitimate function of government.
The Court's decision was overturned by the Supreme Court in 2011.
In 2013 the Supreme Court ruled that all previous blocking decisions were made invalid, and that ISPs would be required to block the sites within 24 hours of the Ministry of Public Security sending them the names of the illegal sites.
The Israeli Police and I.S.P.s are now forced to block such sites in accordance with the ministry's decision.
A new list of 300 blocked websites was published by the Ministry of Public Security in 2015, which blocked a number of pages containing religious content.
Israel has signed three bilateral agreements with the US for the purposes of expanding intelligence cooperation.
The agreements were signed in April 2011, and came into force in March 2012.
As a result of these agreements, the National Security Advisor and the CIA are granted access to a wide range of Israeli intelligence.
This includes information on civilians, citizens, friends and families.
The two countries cooperate with the help of other agencies in Israel and in the United States, such as the FBI, the US State Department, the US Department of Homeland Security, the US Treasury, and the US Defense Intelligence Agency.
Other intelligence and security agencies, like the Drug Enforcement Administration, the Federal Bureau of Investigation, the National Counterterrorism Center, the Federal Bureau of Investigation (FBI), the National Security Agency (NSA) and other agencies are also involved in the exchange of information between the two countries.
The two countries are also aligned with their interest rate policy, reminding Stenly Fisher being head of Israeli central bank and also vp in the FED.
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