I would be interested to see a comparison with earning in/converting 100% to HP, and which one is a better investment. I prefer to keep increasing my HP every day than keeping it in HBD fiat, since I believe that HIVE price increases will far surpass 12% + since my vote value grows a bit every day, it is like my vote value is receiving a sort of daily compound interest.

The only time I would keep in HBD is if I think a crash was about to happen/while the prices are very low, as the same HBD can buy a higher number of HIVE during the period the prices are low.

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