I don't mind having a card. I use my debit card for most things, but I do have a credit card for the bonuses. I never spend more than I can pay off the same month.

I like being able to check my expenses online.
But I still am a bit suspicious about it and check the receipt, making sure they didn't charge me too much.

I wasn't aware it was even legal to say no to cash in most countries. In what country do you live?

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