Saving or inventing what is best for😢 future ?

1 mo
4 Min Read
747 words

Namaskar / Hello to all hive users, who will reach this post. I hope you are doing great and having fun in your life and enjoying it with your loved ones.

The time has passed when most people or you can say almost everyone (not all to be sure) kept their money in banks or in their lockers.
mostly in lockers now we do see there are thousands of banks that are available around us we can even open a bank account online we should have all the documents available for sure.

we all save every penny for the future and some we do lose our money that is really a sad moment of the life, we all do wnat secure our money and do try our best to increase it as much as we can. But things didn't all the time as we do plan.

But putting money in the saving is even worth it? the answer is pretty sure that is a big no and we all do know how much banks give us back in the name of interest only 2.9 % years(and that is fixed ) and if you do take a loan you will see how much you do have to pay and guess what the interest rates are flexible. if you are taking a loan at the interest rate of 7% (for example), and it can be increased by the but there is a very low chance that it will decrease. I have seen this πŸ™‚

So, only putting your money back is realy not worth it, the government and back do come with many schemes by which they do convince you to put your money in their banks or you do invest as per their recommendations. πŸ˜‰ They did get paid for that, that is obvious. They just have to complete their targets you are just a target for them so be careful if you get a call from the bank to invest in this and that do your own research first. sometimes it can be good though make your own decisions it is your money so you are free either you have to invest there or not.

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Yes, there are thousands of ways to earn money rather than just putting your money in a savings bank account.
what you can do:

  • start an RD
  • make an FD (if you have a good(huge) amount of money )
    these both are the safest way to increase your money if you do have patience πŸ˜‡
  • Invest in SIP
  • Buy shares monthly or weekly.
  • Trade-in crypto or stocks.
  • Invest in the hive
  • Invest in HBD (and transfer it to savings)

There are a few of the investment things that I am aware of and do invest in. If you are a long-term investor then try to focus on good SIP read this for information about Best why to Invest πŸ’°πŸ¦ and
The SIP Investment πŸ’°πŸ’Ή

where you di invest your money, or you don't?

Thanks a lot for staying till the end πŸ˜ƒπŸ™, let me know what you think?

Never forget one thing you should be grateful for because what you have someone has a dream of that. So learn to be grateful. Be Thankful. πŸ™πŸ˜€

Thanks a lot for being here, let me know what you think.


If you are new to the splinterlands game then feel free to join my referral 😁
My splinterlands referral
few posts from my past that might be helpful for you.

How To convert HIVE to Real Money (USD/INR) Part -1
How To convert HIVE to Real Money (USD/INR) Part -2
Why new users should use Ecency application 🧐
few important tips for new users
Are you Using Brave Browser ?
The scammer and the downvotes πŸ”½πŸ”»
The HBD interest and hive power
Best ways to earn money in the hive while you sleep πŸ’°
What To Do With Your Hive Power [HP] / Hive. 🧠
Where To Delegate Your Hive Power [HP]
Tokens to Buy on Hive- Engine
How to earn LEO tokens without posting 🀩
Do you want to save some hive ? 🀨
Passive income tokens πŸ’°
Best why to Invest πŸ’°πŸ¦
The SIP Investment πŸ’°πŸ’Ή
The best use of your Hive-engine/Tribe tokens you can πŸ’°πŸš€









Thanks & Regards

-----Together we will make this a better place-----

What is RD?
Putting money in the bank is just for the sake of it and it should be expected to decrease due to bank charges and money losing value.

I think it's best we continue looking for risk-free or low risk ways to increase our money

Posted using LeoFinance Mobile


RD is a recuring deposit (the interest rate is only 5.9 % yearly ).
ye putting money back is not really a good idea I will keep my money in HBD saving it is really worth it 20 % is not a bad deal at all for sure.


Okay thanks will read more on RD.

Definitely HBD better than the banks, you're not going to get 20% APR from the banks.

Posted using LeoFinance Mobile


Yes that is like an sip 😜, but the minimum period is 1 year and Max can be upto 15 to 20 years with interest of 5.9. yes hbd savings is best for sure.


!1UP I fully agree. We must always make decisions for ourselves. Banks are thinking about their own earnings not their customers. Great content!

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Thanks for the encouragement and support. Thanks to thousands of ways to earn earn and invest money.

Have a great day and week.

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!giphy thanks


1 mo (edited)


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Saving is as good as investing. They both make the best out of life. I think its absence is really bad. Thanks for sharing.


Yes both are necessary indeed, we should make a balance between both. Sometimes we do need urgent money in that case saving are really worth it for sure.


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Thank @bhattg for covering most of the ways of investment... Person should think of inflation while starting any FD or RD or Just keeping there hard earned money in bank..


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also investing in an art especially modern art and antiques has been proven give massive return. for me personally as hobby and investment, first gen pokemon card work well


On Investment everyone says High Risk High Return, but it has to be "High risk High or Low Return". πŸ™ƒ