Very great point. If hive could adopt this, I think we wouldn't be so scared of the value of hive dropping after this bullish season is over. I really don't think it's a bad idea but it will require mass adoption.

I have a question; what would be the collateral since the crypto world does not use KYC and what kind of people will be able to get a loan from this service?

In all, this is a very nice idea... still a jessey

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