"shadow banking" system.

Interesting and suggestive name.

However, with my FinTech card called Revolut I can buy shares directly from American companies, I can buy crypto (but I can't send it to another wallet) and I can buy gold. Many facilities over my card from the traditional bank. So FinTech keeps its lead but I don't know how secure the funds are and how I can recover in case of fraud. In this area, the bank card seems safer.

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