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@bozz
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Yeah, when we got married we had some combined credit card debt from about three or four cards that had interest rates over 20 percent. We paid off all of those with the balance transfer loan and then destroyed the cards. We left the accounts open so it wouldn't impact our credit, but with the cards gone we could no longer use them. Then the focus was solely on the Balance Transfer Loan. We got it through our credit union. Took care of $20k in combined debt like magic!

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