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What types of savings do you make?

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Saving a part of our income be it weekly, biweekly or monthly, we can start our habits to save, either for a goal or as an emergency fund that can be saved at any given time. In today's post my question is what types of savings do you make? Before focusing on a topic I want to tell you a fable that perhaps you heard as a child in school or your parents told you.

This is the fable of the three little pigs

Once upon a time, in a very beautiful forest there lived three curious and funny little pigs once they decided to build their little houses, so that each one could live in their own space, taking into account that an evil wolf also lived near the forest, so they began to work, because there was no time to sing or play just concentrating to make their strong houses:

The first one built his little house made of straw, he held it tight so that the wolf could not enter, so he had a lot of free time to have fun and play.

The second pig built his wooden house because he thought it would be more resistant than straw and thus it would be impossible for the wolf to enter. Although the construction of it took longer than the first pig, when he finished his house and saw that he had his free time, he dedicated it to play with his brother.

The third little pig said:

"I will build my little brick house, I know it will cost me more work and time but it will be better," he thought aloud, so he began to place brick after brick, and that way he would feel safer and when the wolf arrived he would not be able to enter. What his brothers did was make fun of him because a house that took him a long time would not allow him time to enjoy life or play.

One day the wolf met the three little pigs .. "What horror they run for their lives", each little pig ran and ran, the first one entered his straw house, the wolf told him: "Open the door and let me in": the little pig He replied: I will not open! The wolf said: "Then I will blow and blow and your house will collapse", so I blow and blow and the little house destroyed.

The pig ran and ran and got into the house of the second pig, the one who lived in his little wooden house, then the wolf said: oh! How clever they are, and he pretended that he was leaving, then the wolf knocked on the door and said: "I am a little sheep and I only want to enter" the pigs realized the deception and responded:

"No! Wolf will not open", the wolf said, if they do not open me I will blow and blow and his house will collapse and he began to blow loudly so loud that the wooden house collapsed.

The two scared pigs ran, soon until they reached the house of the third pig, a brick house the pig made them enter and soon they closed the door, then the wolf arrived and again wanted to deceive them, he touched and said he was a humble student who sold wonderful pencils so that he can pay for his studies but the three little pigs did not believe him and threw things at him to make him go away: the enraged wolf said:

"If they don't let me in, I'll blow and I'll blow and the house will collapse," so it started blowing hard and so hard, but the house didn't even move, so I tried to enter through the chimney and it burned and well, the pigs were ready and the Wolf had no choice but to flee and the piglets were happy because they were already safe.

Opinion

This is a beautiful fable that cannot leave behind great teaching. First we will classify each of the elements of this story

  • The pigs are each one of us.**
  • They house the type of savings that we have created
  • The wolf (Problem, diseases, debts, threat to our well-being).

First type of savings: That of the straw house

This a guy who saves very little, who mostly lives from fortnight to fortnight, what little he saves that can be a week, he spends it at any time without taking any concern that he may need it later. That he just wants to have fun and live in the present, because life has to be lived, that money is to spend it not to save it. But when the Wolf arrives, he blows and blows and takes our savings, they leave us with nothing. By doing that he can leave us on the street, without a shelter from which to take the money.

Second Type of Savings: The Wooden House

This is a type of savers who can only keep them for a few months, they are from 1 to 2 months when many, when they have the money in hand, they also spoil them, without leaving a penny for an emergency fund, when the wolf arrives, it blows and blows, collapsing our small savings, making us look for a refuge to get ahead.

Third type of savings: The Brick House

Here are the types of people who take advantage of the time of their abundance, where that money that they were earning kept a good amount of money, apart from looking for strategies to invest their money and multiply it, where tomorrow the Wolf may arrive He cannot collapse his house or finances, because you prepared before his arrival.

I know this part is very difficult is easy, to save a part of your money, when you see many people spending everything and enjoying the present, or when many people tell you that you are a stingy because you only do is work and save and invest but you do not enjoy life. But when problems come, since the cycle of life is that there are days of abundance, days of droughts, when others have eaten everything, you are prepared to face any storm.

So what kind of saver are you?

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