Changing financial habits

9 mo
3 Min Read
559 words

Does it seem like there’s always something holding you back from reaching the next level in your financial health? Changing habits is hard, but if you can recognize the behaviors that are holding you back and focus on them constantly, it can happen. There is another, more extreme way, one I’ve personally chosen. Changing your entire life.

About seven years ago, I had a good job and a bright future. I was a foreman for a commercial glass company, and got the project lead position on all the biggest buildings in my city. I received an offer from a very wealthy man, that wanted to start a small residential remodeling company, with me as a full partner. So I abandoned my promising job and jumped on board, but it didn’t really take long to spiral downhill. It wasn’t anyone’s fault specifically, some things aren’t meant to be. Before long we dissolved the company, and I found myself chasing any work I could find. I wasn’t even making ends meet. Three years went by. Every bad financial habit I’d picked up over a lifetime attacked me at once, while the rest of the world did everything they could to deny my ability to earn.

So I looked for extreme help. After much searching, I received an interesting offer. I abandoned the life I knew, the comfort zone engulfing me. I moved to the mountains to live and work on a sheep ranch. I found an elderly rancher couple, who’s children don’t want anything to do with the business…but they don’t want to see their life’s work die. I pay for my rent by working on the ranch, and I picked up another job locally, but it doesn’t end there. I’ve started investing in sheep, while being taught by a man that’s made millions doing it. Livestock can be a very reliable investment. Also, there's a good chance that I'll either have the means to purchase the ranch, or inherit it.

All these life changes would mean absolutely nothing though, if I didn’t actually make the changes that matter too. What do I mean? The negative habits that drain our finances. Yes, I broke the life situation that was stopping me from earning, but all of it means little if I were to keep wasting the majority of my earnings. How bad do you want to change your life? Are you willing to quit smoking? Maybe cigarettes aren’t the thing that’s holding you back, or maybe it’s just one of the things. I’m learning how to grow a garden, and butcher my own meat. Every change I can make in my life to reduce the amount of money I waste, and increase the amount I earn. It takes a lot of very honest self reflection.

I challenge you to pick your biggest money drain, the hardest habit you have to quit, and target that habit for the next 30 days. Don’t spent another cent on it, for the next 30 days, take every dollar you would normally waste on that habit, and invest that money in something. Put it to work. The breakthrough you seek comes from-self sacrifice combined with putting your money to work.

Thank you all for your continued support, may you find new open doors and opportunities in your blogging adventures this day.

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A mentor I had once said, if you don't want to be poor stop doing what poor people do.. She wasn't being insulting she was talking about "over spending", thinking there is never enough, instead of seeing more opportunity.

Anyway, I love that you address solving money issues takes more than money it takes discipline.

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It absolutely does, it comes down to, what are you willing to sacrifice to teach your goals!

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Also, there's a good chance that I'll either have the means to purchase the ranch, or inherit it.

This got me say wow out loud, I hope your dreams come true on that one

This is an inspiring one, this reminds of having to take gardening job two years after I arrived in South Africa and have no job and source of survival, I had to work as a gardener for 2 years.

My breakthrough into the telecommunication industry eventually came from the garden job. At times we have to hit rock bottom to rise again.

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Unfortunately for many of us, this is true. I envy the people that are smart enough to apply the self discipline necessary to make real changes in their lives without hitting rock bottom first.

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Quite sad, though we get stronger and wiser from experiences like this unless we refuse to learn from past mistakes.

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