HBD Savings Is Eye Opening!

I've never been much of a saver but I do keep some cash in the bank for emergencies. I got my savings statement yesterday and it really hit me for the first time how offensive it was.

I got $.02 in interest on a $1,000 balance. On that same $1,000 in HBD it yields $16.66 per month and compounds quite nicely.

As you can see from my photo above a keep 3,000 HBD as my base and the interest will automatically compound each month. It took me awhile to establish my 3,000 HBD base and I'm not quite sure what I started with, I think I bought around 2500 HBD but my point is that I see my money flowing.

When it sits in savings it sits still and doesn't flow. It actually loses value while HBD beats inflation and creates additional value for that same money.

It a while for a concept to get pounded into my head but it was this month and this savings statement that really opened my eyes. HBD might look risky to some but to people who have been on chain as long as I have it feels normal.

I often feel like I'm mission out on some Juicy APRs that I see on Cub and Poly but I like this relative safety I find in HBD. I'm hoping the Defi idea will get pounded into my head much like my eye-opening experience today.

Give me your thoughts on HBD Savings and whether you think the current 20% rate earns you enough on your money.

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