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avatar of @chekohler
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@chekohler
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That's what I dig too, no need for background checks and risk assessment because you're overcollaterlaising, the onus is actually on the person to repay or have their funds liquidated and lenders have the security of returns. Naturally, you don't want to liquidate contracts but it's part of the no need for trust verification.

I think people will be keen because many users here actively seek to use their hive to buy goods and services so why pay all those fees to exchange and try and lock in a good sell price when you can just lock and loan

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