I never thought of this exact use case but in theory sure that makes a lot of sense, especially if you have retailers or friends willing to accept BTC for goods and services.

It would also make a lot of commerce of BTC become "dark" commerce since nothing is happening on chain but BTC is still changing hands and goods and services provided, which makes for an interesting development on a secondary economy for Bitcoin.

What would make it really interesting is if it could be combined with second layers like liquid and lightning Bitcoin

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