Like you, I am also on the cautious side @gillianpearce, perhaps as being a smaller investor who simply can't afford a large downside. I will never be an active day trader, nor someone who chases the latest super high yields around.

I need that bit of fiat I hold, in case I suddenly face a large car repair bill or maybe a new water heater at the house. Whereas it is not a fear of putting "skin the the game," it's just not functionally reasonable.

Sometimes I feel like I'm a bit of a stick-in-the-mud among the many "High Flyers" around here!

=^..^=

Posted Using LeoFinance ^Beta