The various lockdown rules and curfews that have been established in various places are going to have an impact on multiple businesses in the market, including the banking sector.

For one top lender in Indonesia, I. Utoyo, the director of digital, information technology and operation at Bank Rakyat Indonesia, he admits that this means a boost for digital banking.

There is going to be a much greater demand for digital services and perhaps that even means more people learning about cryptocurrency too.

For some regions, digital banking might be the only option as some banks enforce new hours and restrictions.

"This is the moment for us to drive the digital innovation," - Utoyo

Already they have seen more than a 10 percent increase for mobile banking services.

Interest for mobile banking services might not have been that favored with all, prior to the coronavirus and widespread lockdowns. But now, mobile banking and digital options like cryptocurrency are no doubt going to be seen as offering a good value to many more people.

Regardless of the progress though, for many cash is still king and likely for some it always will be.

[but what is happening now] "is a momentum, a force to adopt new ways of transaction. It accelerates very significantly a shift to cashless society."- Utoyo

Still, there are some regions that have outlawed just that and many who might never come around to using something other than cash if they can help it.

However, because so many people are being forced to stay indoors these days, they expect that this will bring more to discovering and embracing new digital financial services as a result. It's just a matter of time.