Hello Everyone,

Welcome to Saturday Savers Club with Susie-Saver!

SPI Giveaway for September NO-BUY Month.

Every week during our September NO-BUY month we are going to have an SPI giveaway!

This week, to be in with a chance to win, post your favourite NO-BUY or MAKE DO recipe in the comments - two chances in the Wheel of Names if you add a picture of the meal and three chances if you can tell us what the meal costs per person!

What's your favourite low-cost NO-BUY or MAKE DO recipe?

Autumn Challenge - Week 4 - Save $100!

Week No	Amount	Cumulative	Week No	Amount	Cumulative
1	1.05 ❤️	1.05	11	5.67	35.70
2	1.26 ❤️	2.31	12	6.16	41.86
3	1.75 ❤️	4.06	13	6.65	48.51
4	2.24 ❤️	6.30	14	7.14	55.65
5	2.73	9.03	15	7.63	63.28
6	3.22	12.25	16	8.12	71.40
7	3.71	15.96	17	8.61	80.01
8	4.20	20.16	18	9.10	89.11
9	4.69	24.85	19	9.59	98.70
10	5.18	30.03	20	10.08	108.78

If you check over on @susie-saver's wallet, this week's 2.24p bought 3.323 HIVE which has been added to the savings wallet.

New - Wednesday Wellbeing Club

This is a challenge for anyone who wants to make a lifestyle change (eat well, move more, sleep better) hosted by @shanibeer over in the Natural Medicine community. Anyone is welcome to join 😍.

Now then - this week's winners!

Every week, you have the chance to win EDS tokens for commenting. Last week we had comments from @ericburgoyne @bearmol @justclickindiva @jfang003, @phoenixwren, @missaj, @metzli, @bashadow, @carmenm20, @riandeuk, @hetty-rowan and @chrisparis .

Okay, everyone who commented last week went into the WheelofNames and we have two winners: @riandeuk and @chrisparis - check your wallets winners - yay!

- Congratulations!

Thank you for taking part in Saturday Savers Club, everyone!

What's been happening in your world this week? anything exciting or fun? Tell us in the comments - you could win some EDS tokens 😁.

More about EDS tokens

EDS tokens are a low-risk income token, ideal for people who want to save. There were only 20,000 originally and they were all sold at 1 Hive each, with guaranteed earnings of 12% each year. You can now acquire EDS tokens through the EDS Miner token.

Earnings come from powering up and leasing out the Hive that came from selling the tokens, plus earnings from posts and comments each week. EDS pays out every Monday evening. Last week the pay out was equivalent to 23%.

629 EDS Miner tokens left.

Back to business ...

We're going to be here every Saturday through the year growing a little savings honey pot, if you have plans for saving or getting to a different place this time next year - maybe $5 Hive by the end of the year 🤑?

Whatever it is, stick with Susie Saver through the year and we'll get there. Along the way, we'll share lots of tips and tricks for saving and how to get the knack of making your money work for you and not the other way round.

Let's Get Started

^{Image by Andy M. from Pixabay Hey Chicken, nearly time for pot pie! 😁}

We're using the 365 Penny A Day Challenge framework for the Saturday Savers Club. We're aiming to save £667 worth of pennies by the end of the year.

Penny a Day Tracker Sheet

^{Right click on the image, save it to your computer and then print it out.}

Okay, let's check in ...

1. Check Progress

Each week, we're going to check in through this post and see where we are up to. Our target for today, 4 September, was 17.08p. Next week, we'll be saving 17.57p and by Saturday we'll have saved 322.62p (that's 32,262p just compounding a penny a day)! 😁.

Each week, I'll be buying Hive for @susie-saver's account with the pennies we've saved.

Here's this week's results - 17.08p buys 25.341 Hive. 850 Hive saved in 36 weeks (750 Hive powered up, the remainder invested in EDS and EDSM)! Plus we're earning 3.22% inflation on powered up Hive, 23% on EDS tokens and a little on curating and posting!

@susie-saver has powered this week's savings; she's also been voting following a curation trail. She's reached her first milestones of 530HP and Minnow status. Her next goal is 1,000HP.

How much did you save this week? Did you meet your target? Or did you save even more?

Being accountable to another person or a group is a great way to motivate yourself to save (or anything you want to achieve). Of course, you need the right kind of people around you - ones that think what you're trying to do is worth doing ... or at least fun 😁.

Sign up here with us to start your savings journey:

• just leave a comment below if you want to join the challenge.
• follow @eddie-earner so you never miss a post (Eddie has lots of ideas about how to make money - he's the earner, I'm the saver - you'll like his posts).
• share this post if you think your followers might be interested.

2. The Golden Pig Tip

^{Image by 3D Animation Production Company from Pixabay}

Every week, we're going to share a Golden Pig Tip for saving. By the time you've tried them all you'll have £670 saved.

This Week's Golden Pig Tip

This week's Golden Pig Tip for September NO-BUY month:

Reduce your power bill by switching off electrical items when you are not using them.

My heating, hot water and cooking are done by gas, yet every time I get my energy bill, the electricity charge is higher than the gas! I decided it was time for action:

• In my study - I have a new set up where all the office equipment is on one extension with an on-off switch. No equipment is on standby or has a red light burning away to tell you where the switch is. The laptop charges when I am using it and not overnight!

In the lounge - the TV is switched off at the power point and unplugged*. I hardly watch the TV but it has been on standby pretty much the whole time I have owned it. No!

• In the kitchen - the microwave is unplugged unless I want to use it. I'm going to get a wind-up mechanical wall clock to replace the digital clock on the microwave.

• In the bedroom - the radio clock is off and unplugged - same thing here and in the lounge, I'm going to replace digital clocks with mechanical clocks.

• Mobile phones - no more overnight charging - I charge them when I'm working at my desk, or first thing in the morning while I'm getting ready for the day, or in the evening when I'm knitting.

The only things which are running continuously 24 hours are the fridge freezer and the router. Let's see whether I can get the electricity bill back to where it was in the days before social media!

September NO-BUY Challenge

How's your month going? Have you worked out your list of buys and no-buys? Anything that hasn't worked already 😁? Learned any useful tips for saving money? Let us know in the comments 🙂.

And today is always a good day to start saving - you can start on Day 1 or make up the first thirty-six weeks (or join the Autumn Challenge) to catch up with @susie-saver.

That's it for this week. Hope you've enjoyed it and look forward to seeing you next Saturday with progress so far and our next Golden Pig tip.

@eddie-earner content contributed by @silverstackeruk and @shanibeer. Today's post by @shanibeer writing as @susie-saver.

^{EDS, @eddie-earner's income token, is part of the SPinvest family including SPI (@spinvest), LBI (@lbi-token) and the @spinvest-leo account - a cool club in the making. Spinvest Family Motto: Get Rich Slowly.}

Posted Using LeoFinance ^Beta