Just keep your Leo and HIVE locked up in LEO/HIVE power and you have your savings for a rainy day :) I locked up some funds in WISE, this DeFi project that resembles a kinda bond, it gives interest when locking up funds and one needs to pay a fine when taking out the funds in case you take it earlier than the lockup period (custom definable). Such service helps to keep to a plan :)

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