you can transfer coins to celsius but not delegate like we do here on hive. So in theory you are not the owner of your coins anymore

It is currently not possible through smart contracts. I am not really that technical that I can handle those true defi protocols and am not that versed to be able to read the smart contracts and check they are ok. Hence the middle solution of CEFI for me. I kind of trust that they have people that know what they are doing and I cannot mess that up

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