I think so too. The original idea of Bitcoin of a peer to peer "cash" system is likely never going to be a reality. Instead, the main innovation is the concept of allowing anyone to be their own "bank" and based on their core store of value take or give loans and do other financial choices.

Imo it's a bit like the way our chain evolved a lot since the early idea of it merely supporting a website trying to be an alternative to Reddit.

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