After the %2 reductions on APR for UST, I believe HBD is by far the most profitable decentralized and backed stablecoin. Whales can be hunted for this juicy APR as you mentioned.

For minnows, or let's say an ordinary crypto enthusiast that believes in the future of crypto, Hive is the place where we can serve them dApps that have real value and product. These minnows can spread the ads of Hive projects faster than the whales do. Just like in the Splinterlands craze, we may raise awareness on Actifit and Hive via Move-to-earn trend ✌

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