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@idiosyncratic1
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Peer-to-peer lending is going to alter that. When people have the individual choice as to what they will fund, the parasites are ended up with nothing.

Cryptocurrencies enabled us take the place of banks as individuals. Nobody likes to have a middleman in a transaction and the future of banking cannot stay the same after crypto mass-adoption.

Under these circumstances, I'm not in favor of spending cryptocurrencies while we have fiat currencies to be used in exchange (As they also lose their purchasing power day by day 😑)

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