I was able to avoid the UST/LUNA fiasco and I learned quite a bit from it because of everyone writing about their experiences. With the chain providing 20% for just depositing HBD, I feel safe with HBD and I know USDC is preferable over USDT. We all know that Tether still has that lawsuit. I guess you can always pull out funds right away but the early harvest penalty puts me off from investing there.

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