RE: Poverty: The Unwillingness To Spend?

Those educational degrees don't count when it comes to financial literacy, that I have realized with people whom I thought would know better like this lady with Honors in Economics which I was actually hoping to learn from her, it turns out she's in debt, living in the moment, broke and can't afford data to be on WhatsApp at times but working and I get to wonder how is she managing her money. It didn't take long for me to realize her money was managing her despite her Honors in Economics.

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