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Reckoning With Money, Dates & Balancing The Books

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@josediccus
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One of the reasons why people reckon with date, anniversaries, milestone and even each new month is because we probably see the end of a process, in other to begin another one but this time, doing things rather differently. December and January is a time we spend a sizeable percentage of the money we make from the remaining months and the only way you get to know this is to keep tabs on your expenditures either physically or through mental accounting.

People who aren't real-time business people don't see a need for physical accounting simply because they often overrate their abilities to keep their spending in check in front of cravings and tempting discrepancies. During the December time, I tried using Uber as a means of transportation. This wasn't because I wanted comfort, this was because I wanted to keep my delicate health system bubbling and free from the hustles of living in Lagos.

Comfort As An Added Utility

Nevertheless, in a bid to protect my health, I got utility in finesse, comfort and class. While my main intention wasn't to enjoy comfort, the pleasure that came with travelling with Uber stuck with me and I found myself entering that rabbit hole. Sometimes we crave comfort and this isn't because comfort is affordable, sometimes we mostly crave it to enjoy first time experience, or to cut ourselves a break.

There's always a point in our lives where we realize we've been underspending simply because we've looked at our resources, and we're not enjoying enough comfort as a result of being overly frugal. This realization also happens when it seems we're overspending. I grew up in Lagos, one of the most economically inflated places in the world. Sometimes it's difficult to gauge your financial status or level and this is because of external factors which we cannot control.

Sometimes enjoying comfort isn't bad thing, it's just that the cost of comfort is often a bigger risk to so many opportunities forgone. Most young Nigerians take on responsibilities at an early age out of obligation, since it's a sociocultural duty or burden they have to shoulder which intermittently proves how "manly" one can become. Sometimes people work too hard and out of the obligation to take care of other people, maybe siblings or parents, they tend to deprive themselves the pleasure of actually living.

One of the reasons why people keep up with their shitty jobs is the pleasure derived from actually spending that money. The truth is, for us to actually derive joy we need to spend out of the money we make in order to get a certain kind of queer motivation to continue. One of the ways we can truly get satisfaction from money earned is when we get to personally spend it.

Accruing Satisfaction For One's Efforts

It's true that spending on others brings its own thrills, but in reality we often need to spend our own money, without reckoning with mental and physical accounting to get the joy to keep working, taking risks and keep targeting the next figures. This is why January and December are always notorious. In retrospect, People likes to save money for some particular time, so they can spend it without limits.

I don't know about other socioeconomic practices in other countries, but this is true about Nigerians. This is because we understand that we need to conform, no matter how meagerly we earn and the only way to do this is to save money for a particular season and then spend it all. However, one of the biggest challenges in the life of a financially cautiousperson spending is balancing the books when it comes to saving and spending especially when they're on a limited budget.

Seeking Balance Amidst The Chaos

A person's source of Income is the secret. Many do not know they can be frugal and extravagant at the same time and this is because of instability in economy. Prices of goods and services are the reasons why. Balance in finance is everything. Nevertheless, if crypto forms a major aspect of your income, they're you're going to subconsciously succumb to the wastefulness that comes with the bull and then the sense of accounting and fear that comes with the bear market.

All in all, we should understand that comfort is meant for everyone. You Financial capability should decide the degree to the extent you should have it. Don't be scared of comfort once in a while. Many would say the repercussion can be lethal, but then there's no need to attach invincibility to money, its there to be spent. One of the reasons why we doubt it is because we do not have enough and this creates a sense of folly to excessive spending.

Interested in some more of my works?

A Personal View Into The Meaning Of Spirituality (ecoTrain QOTW)
Why You Couldn't Create Good Contents In 2021, Why You Still Wouldn't In 2022.
A Psychoanalytic Dive Into Incentivized Loyalty
The Nigerian/African Disposition On Marriage As An Endowment
Living & Living Unintentionally (The Financial Repercussion)

@Josediccus, your brother-in-pen & heart

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