The Intrinsicality Of Personal Insurance; In Retrospect.
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Most of the things we do in life is aimed at insurance: investment, getting a degree, acquiring a skill, going to the hospital, having a job or even practising healthy living. Any thing that aims at providing insurance is always productive and this is why i believe that personal insurance is the best way to attain or achieve any kind of longevity in life.
In the society where i come from a lot of parents wants to live for the moment. They actually overstate the essence of fruitful parent by thinking they only need to cloth, feed and house their children. I think the first premonition to insurance is actually planning. When people perceive that they're about to take on financial responsibilities the first thing would be planning because this is what ensures the chances of success.
In life an intention is more or less like an action that is static and not in motion, when people plan, they're taking a step to ensuring. When a person comes up with the intention to plan, they look beyond the present, they make reference to the past in other to predict what they future might look like especially if they've taken their time to actually influence it.
In the past people left the future to fate. They think whatever will become will become but nowadays human beings have the resources to influence the future, tweak it's outcome to substantial level. One of the biggest problem in most ghosted African sector is planning. When you don't do this, you're leaving the present and the future to fate.
One of the biggest skill of a man is to actually read patterns and likelihoods, sequence and reoccurrence to predicate a possibility. Someone who is exposed to a boss that's looking for a way to sack them should already be seeing themselves out of that job and already finding solutions to feed their family, looking for means to ensure that sack wouldn't plunge him into scarcity or poverty even if the sack hasn't originally come.
There's what I call unanticipated consequence and this is suffering from the results of events of which you never saw coming. But then in life, we are capable of predicting more than 70% of things that happens to us unless we choose not to. Sometimes people choose to suffer from not planning because they think they're planning towards a negative phenomenon which they wouldn't want to happen to them.
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People actually fail because they refuse to envisage the chanciness of failure. Most of the times poverty happens to people because they don't plan to be poor, a lot of people who are wealthy happens to be wealthy because they acknowledged poverty earlier than they should and became proactive to fighting it. It feels rather paradoxical but then it's true.
My father never left me any properties before he died and this was because he didn't plan beyond when he wouldn't be around anymore. Rather, he accrued responsibilities and debts which was tasked on me to take care of; had he been proactive he would have taken the precaution of self or personal insurance to ensure his children wouldn't have to suffer.
One thing about insurance is that is doesn't just insure you, it inadvertently extends to people around you. When you're building a house for example it doesn't just ensure you wouldn't be homeless. It would ensure that people close to you, like your next-of-kin will benefit from your proactive thinking. Take a look at some government in some government and I'll take Nigeria for example.
Oil is the most lucrative natural resources but then it's supply isn't unlimited. The people in power aren't planning for when this oil wouldn't be there to rig in other to ensure the nation wouldn't plummet financially and this is because a lot of them feel they wouldn't be alive when this oil would have run dry. Selfishness is mostly why people do not plan towards insurance but then in life each and every human needs to cultivate it to bolster continuity especially in finance and other tenable sectors of life.
Interested in some more of my works?
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Understanding Cyclical Responsibility; Making A Case Scenario (3Speak)
Comparing Asians & African Food; What Determines The Unique Eating Habits Of Most Nigerians?
The Stench Of Change (An Original Poetry)
Some Of The Most Unique Things About Schooling & Living In Lagos State Nigeria
My name is @Josediccus, a young Nigerian student who is a Vlogger, A Psychologist, Poet And Sports Writer/Analyst. I'm using my contents as a process to create shared meaning as well as create expressions through which people on/off hive can relate. I believe content is a process to be enjoyed and relished and I'm up for any collaborations in my field stated above. Cheers
@Josediccus, your brother-in-pen & heart
I'm hoping to reach more people who are broken at heart and spirit, so share on any platform or reblog
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