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@kenny-crane
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Thanks for the comment!
I was just playing around with the Spreadsheet I created for this post:
And I realized that if ANY Witness who's HBD Interest parameter is 12 or under switches it to 15, then the HBD interest will become 15%.
AND NOW I see that someone did, so we are now at 15%!!! https://peakd.com/me/witnesses
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