Ow! Done in by Gum Disease. In Canada, my work provides for a half decent Health and Dental plan, it's just that I have to come up with the other half, but pay way more for higher coverage packages. I took the chance and worked a lot in 2020 with a heightened risk of exposure that helped me build a financial cushion.
Took me years to build a 10 week cash cushion I can dip into in an Emergency without borrowing or liquidating an asset.
Wasn't easy.
Yeah, now would be a lousy time to liquidate your Crypto holdings too.

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