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leoglossary
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2h
48
LeoGlossary: Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA)
The purpose of this Act is to help consumers protect their credit identities and recover from identity theft. One of the key…
2h
48
LeoGlossary: Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA)
The purpose of this Act is to help consumers protect their credit identities and recover from identity theft. One of the key…
2h
48
LeoGlossary: Fair Credit Reporting Act (FCRA)
A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any…
2h
48
LeoGlossary: Fair Credit Reporting Act (FCRA)
A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any…
2h
48
LeoGlossary: Fair Debt Collection Practices Act (FDCPA)
The Fair Debt Collection Practices Act is a set of United States statutes added as Title VIII of the Consumer Credit Protection Act.…
2h
48
LeoGlossary: Fair Debt Collection Practices Act (FDCPA)
The Fair Debt Collection Practices Act is a set of United States statutes added as Title VIII of the Consumer Credit Protection Act.…
3h
48
LeoGlossary: Finance Charge
The total cost of credit a customer must pay on a consumer loan , including interest . The Truth in Lending Act requires…
3h
48
LeoGlossary: Finance Charge
The total cost of credit a customer must pay on a consumer loan , including interest . The Truth in Lending Act requires…
3h
48
LeoGlossary: Fiduciary
Undertaking to act as executor, administrator, guardian, conservator, or trustee for a family trust, authorized trust, or testamentary…
3h
48
LeoGlossary: Fiduciary
Undertaking to act as executor, administrator, guardian, conservator, or trustee for a family trust, authorized trust, or testamentary…
3h
48
LeoGlossary: First Mortgage
A real estate loan which is in a first lien position, taking priority over all other liens. In case of a foreclosure , the…
3h
48
LeoGlossary: First Mortgage
A real estate loan which is in a first lien position, taking priority over all other liens. In case of a foreclosure , the…
3h
48
LeoGlossary: Fixed Rate Loan
The interest rate and the payment remain the same over the life of the loan . The consumer makes equal monthly payments of…
3h
48
LeoGlossary: Fixed Rate Loan
The interest rate and the payment remain the same over the life of the loan . The consumer makes equal monthly payments of…
3h
48
LeoGlossary: Flood Insurance
Flood insurance protects against water from an overflowing river or a hurricane's tidal surge and also covers damage from water that…
3h
48
LeoGlossary: Flood Insurance
Flood insurance protects against water from an overflowing river or a hurricane's tidal surge and also covers damage from water that…
3h
48
LeoGlossary: Foreign Transaction Fees
A fee assessed by your bank for making a transaction at another bank's ATM . BankGlossary LeoGlossary Main Menu…
3h
48
LeoGlossary: Foreign Transaction Fees
A fee assessed by your bank for making a transaction at another bank's ATM . BankGlossary LeoGlossary Main Menu…
3h
48
LeoGlossary: Forged Check
A check on which the drawer's signature has been forged. BankGlossary LeoGlossary Main Menu Posted Using LeoFinance…
3h
48
LeoGlossary: Forged Check
A check on which the drawer's signature has been forged. BankGlossary LeoGlossary Main Menu Posted Using LeoFinance…
4h
48
LeoGlossary: Forgery
The fraudulent signing or alteration of another's name to an instrument such as a deed, mortgage , or check . The intent of the…
4h
48
LeoGlossary: Forgery
The fraudulent signing or alteration of another's name to an instrument such as a deed, mortgage , or check . The intent of the…
4h
48
LeoGlossary: Fraud Alert
A key provision of the Fair and Accurate Credit Transactions Act of 2003 is the consumer's ability to place a fraud alert on their…
4h
48
LeoGlossary: Fraud Alert
A key provision of the Fair and Accurate Credit Transactions Act of 2003 is the consumer's ability to place a fraud alert on their…
4h
48
LeoGlossary: Freedom of Information Act (FOIA)
A Federal law that mandates that all the records created and kept by Federal agencies in the executive branch of government must be…
4h
48
LeoGlossary: Freedom of Information Act (FOIA)
A Federal law that mandates that all the records created and kept by Federal agencies in the executive branch of government must be…
4h
48
LeoGlossary: Furnisher
An entity that provides information about a consumer to a consumer reporting agency for inclusion in a consumer report .…
4h
48
LeoGlossary: Furnisher
An entity that provides information about a consumer to a consumer reporting agency for inclusion in a consumer report .…
4h
48
LeoGlossary: Guaranteed Student Loan
An extension of credit from a financial institution that is guaranteed by a Federal or State government entity to assist with…
4h
48
LeoGlossary: Guaranteed Student Loan
An extension of credit from a financial institution that is guaranteed by a Federal or State government entity to assist with…
4h
48
LeoGlossary: Guarantor
A party who agrees to be responsible for the payment of another party's debts should that party default. BankGlossary…
4h
48
LeoGlossary: Guarantor
A party who agrees to be responsible for the payment of another party's debts should that party default. BankGlossary…
4h
48
LeoGlossary: Hold
Used to indicate that a certain amount of a customer's balance may not be withdrawn until an item has been collected, or until a…
4h
48
LeoGlossary: Hold
Used to indicate that a certain amount of a customer's balance may not be withdrawn until an item has been collected, or until a…
4h
48
LeoGlossary: Home Equity Line of Credit (HELOC)
A line of credit secured by the equity in a consumer's home. It can be used for home improvements, debt consolidation, and…
4h
48
LeoGlossary: Home Equity Line of Credit (HELOC)
A line of credit secured by the equity in a consumer's home. It can be used for home improvements, debt consolidation, and…
5h
48
LeoGlossary: Home Equity Loan
A home equity loan allows you to tap into your home's built-up equity , which is the difference