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@leoglossary

leoglossary

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2h
48
LeoFinance

LeoGlossary: Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA)

The purpose of this Act is to help consumers protect their credit identities and recover from identity theft. One of the key…
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LeoFinance

LeoGlossary: Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA)

The purpose of this Act is to help consumers protect their credit identities and recover from identity theft. One of the key…
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0
2h
48
LeoFinance

LeoGlossary: Fair Credit Reporting Act (FCRA)

A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any…
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2h
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LeoFinance

LeoGlossary: Fair Credit Reporting Act (FCRA)

A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any…
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2h
48
LeoFinance

LeoGlossary: Fair Debt Collection Practices Act (FDCPA)

The Fair Debt Collection Practices Act is a set of United States statutes added as Title VIII of the Consumer Credit Protection Act.…
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2h
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LeoFinance

LeoGlossary: Fair Debt Collection Practices Act (FDCPA)

The Fair Debt Collection Practices Act is a set of United States statutes added as Title VIII of the Consumer Credit Protection Act.…
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3h
48
LeoFinance

LeoGlossary: Finance Charge

The total cost of credit a customer must pay on a consumer loan , including interest . The Truth in Lending Act requires…
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LeoFinance

LeoGlossary: Finance Charge

The total cost of credit a customer must pay on a consumer loan , including interest . The Truth in Lending Act requires…
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3h
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LeoFinance

LeoGlossary: Fiduciary

Undertaking to act as executor, administrator, guardian, conservator, or trustee for a family trust, authorized trust, or testamentary…
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LeoFinance

LeoGlossary: Fiduciary

Undertaking to act as executor, administrator, guardian, conservator, or trustee for a family trust, authorized trust, or testamentary…
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LeoFinance

LeoGlossary: First Mortgage

A real estate loan which is in a first lien position, taking priority over all other liens. In case of a foreclosure , the…
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LeoFinance

LeoGlossary: First Mortgage

A real estate loan which is in a first lien position, taking priority over all other liens. In case of a foreclosure , the…
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LeoFinance

LeoGlossary: Fixed Rate Loan

The interest rate and the payment remain the same over the life of the loan . The consumer makes equal monthly payments of…
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LeoFinance

LeoGlossary: Fixed Rate Loan

The interest rate and the payment remain the same over the life of the loan . The consumer makes equal monthly payments of…
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3h
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LeoFinance

LeoGlossary: Flood Insurance

Flood insurance protects against water from an overflowing river or a hurricane's tidal surge and also covers damage from water that…
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3h
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LeoFinance

LeoGlossary: Flood Insurance

Flood insurance protects against water from an overflowing river or a hurricane's tidal surge and also covers damage from water that…
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3h
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LeoFinance

LeoGlossary: Foreign Transaction Fees

A fee assessed by your bank for making a transaction at another bank's ATM . BankGlossary LeoGlossary Main Menu…
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3h
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LeoFinance

LeoGlossary: Foreign Transaction Fees

A fee assessed by your bank for making a transaction at another bank's ATM . BankGlossary LeoGlossary Main Menu…
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3h
48
LeoFinance

LeoGlossary: Forged Check

A check on which the drawer's signature has been forged. BankGlossary LeoGlossary Main Menu Posted Using LeoFinance…
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3h
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LeoFinance

LeoGlossary: Forged Check

A check on which the drawer's signature has been forged. BankGlossary LeoGlossary Main Menu Posted Using LeoFinance…
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4h
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LeoFinance

LeoGlossary: Forgery

The fraudulent signing or alteration of another's name to an instrument such as a deed, mortgage , or check . The intent of the…
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LeoFinance

LeoGlossary: Forgery

The fraudulent signing or alteration of another's name to an instrument such as a deed, mortgage , or check . The intent of the…
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LeoFinance

LeoGlossary: Fraud Alert

A key provision of the Fair and Accurate Credit Transactions Act of 2003 is the consumer's ability to place a fraud alert on their…
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LeoFinance

LeoGlossary: Fraud Alert

A key provision of the Fair and Accurate Credit Transactions Act of 2003 is the consumer's ability to place a fraud alert on their…
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4h
48
LeoFinance

LeoGlossary: Freedom of Information Act (FOIA)

A Federal law that mandates that all the records created and kept by Federal agencies in the executive branch of government must be…
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LeoFinance

LeoGlossary: Freedom of Information Act (FOIA)

A Federal law that mandates that all the records created and kept by Federal agencies in the executive branch of government must be…
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4h
48
LeoFinance

LeoGlossary: Furnisher

An entity that provides information about a consumer to a consumer reporting agency for inclusion in a consumer report .…
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LeoFinance

LeoGlossary: Furnisher

An entity that provides information about a consumer to a consumer reporting agency for inclusion in a consumer report .…
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LeoFinance

LeoGlossary: Guaranteed Student Loan

An extension of credit from a financial institution that is guaranteed by a Federal or State government entity to assist with…
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LeoFinance

LeoGlossary: Guaranteed Student Loan

An extension of credit from a financial institution that is guaranteed by a Federal or State government entity to assist with…
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LeoFinance

LeoGlossary: Guarantor

A party who agrees to be responsible for the payment of another party's debts should that party default. BankGlossary…
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LeoFinance

LeoGlossary: Guarantor

A party who agrees to be responsible for the payment of another party's debts should that party default. BankGlossary…
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LeoFinance

LeoGlossary: Hold

Used to indicate that a certain amount of a customer's balance may not be withdrawn until an item has been collected, or until a…
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LeoFinance

LeoGlossary: Hold

Used to indicate that a certain amount of a customer's balance may not be withdrawn until an item has been collected, or until a…
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LeoFinance

LeoGlossary: Home Equity Line of Credit (HELOC)

A line of credit secured by the equity in a consumer's home. It can be used for home improvements, debt consolidation, and…
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LeoFinance

LeoGlossary: Home Equity Line of Credit (HELOC)

A line of credit secured by the equity in a consumer's home. It can be used for home improvements, debt consolidation, and…
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LeoFinance

LeoGlossary: Home Equity Loan

A home equity loan allows you to tap into your home's built-up equity , which is the difference