Earlier tonight I went out for a beer for the first time in months, and had the chance to meet up with some good friends from high school. The truth is I hadn't realized how long it had been since the last time we all got to come together up until the moment we sat down and ordered drinks, and I have to admit it was a strange feeling. Time flies away faster and faster as we grow older.

A few sips in and we were already discussing money, inflation, commodity prices, investment strategies and crypto. Because that's exactly what all kinds of gatherings and reunions should be all about. I hadn't seen some of these dudes in years and all we cared about was the money talk. These guys are my brothers for a reason.

_{Source: [Jarmoluk](https://pixabay.com/photos/padlock-locked-secured-lock-428549/)}

Seriously though, I was pleasantly surprised when I realized that some of them are actively involved in the crypto business. I was worried that I would be the only nerd on the table messing around with magic internet tokens, and promised myself on my way to the pub that I would not try to talk anyone into crypto. Thankfully I didn't even have to; it appears that some of them are knee-deep in this thing, getting rugged chasing first candles on BSC. My dudes are experts.

I've been talking a lot about yield farming in my publications as of late, so I couldn't resist and brought up CUB and PolyCUB kingdoms and farms, xPOLYCUB, THORChain, compound interest, impermanent loss, etc. DeFi is crypto on steroids, and it's relatively easy to put your money to work provided that you know where to look at and how to avoid scams. There's so much money being made in the space that I honestly feel bad for those watching from the sidelines.

The conversation shifted from generating passive income streams and compounding yield to cashing out profits and buying fancy cars and bikes. In other words, wasting money on unnecessary possessions that lose value at a rapid pace, do not work to produce more value for you and, on the contrary, burn more and more money the more you do what you were meant to do with them: use them.

I will have to admit that crypto has spoiled me a bit with those insanely juicy APRs, therefore I honestly would never spend more than 1% of my crypto holdings to buy a car when I can lock my funds in DeFi contracts and earn yield 24/7. After all, it's not about how much money you make, but how much money you keep and save, and how you use that money. I mean, what if I kill the trading game and bag 10 million USD in profits only to blow it all on useless, expensive stuff that doesn't bring in revenue? Sounds like starting from zero to me.

Spending money can give your mood a boost, but making said money work for you is where the real fun begins. Old me would think of all the possible ways to spend money, but now I find pleasure in saving and building for the future. Like it or not, money is what makes things happen; make it work hard for you, or be a slave to it.

That sums it all up for now.

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Never forget!

NFA - DYOR

I'm just a random guy with opinions. This is by no means financial advice. Just my personal thoughts and experiences.

Have a good one everyone, @lordneroo

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