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Card, DEC, SPS - best way to earn most?

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@minimining
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In splinterlands you can earn by playing - but also by hodling cards, DEC and SPS and hope that the value will go up. What is best to own if I dont want to play? Well that is impossible to say but I made som calculations...

CARDS Yes I know cards value has gone crazy. What do you think a normal card will be worth in 12 month? Lets say +100 %.... If I think cards will increase so much it should be a amazing investment.

But if you have cards you can still rent them out at market at a ratio of 50-60% APR (higher in the end of the season) Lets say total wih value increase +150% in a year?

DEC DEC value will in some way follow cards value. So in some way - if you invest in DEC you still bet on higher card prices in USD.
BUT - when you hodl DEC you earn SPS-points and for that you get SPS. I calculated that I need about 6500 points to get 1 SPS just now.
6500 DEC = 48 USD (we can say 50 USD) 1 SPS = 0,35 USD

So by just hodl 50 USD in my wallt I get 0,35 USD in SPS. That is 250% APR. YES - I know that you get less everyday but this calculation is just for 30 days so I think it is pretty ok.

DEC is not moving = +250% APR in SPS DEC is going up = valueincrease and 250% in SPS

ANd remember to stake all your SPS so you get even more.

Just now it looks better to hodl DEC then cards...

SPS/BNB pool I also have some money in SPS/BNB pool. Every day since start this pool has given about 100 % APR. Thats crazy nice! Lucky for me both BNB and SPS has go up so the pool is up 50% since july. With fees and farming cake this is a way to use SPS.

JUst keep SPS Just now you get 136% in SPS by hodl by stake SPS.

DEC/BUSD THe pool DEC/BUSD in cubfinance gives less then 10% APR. BUt you get SPS-points for half of the value of your pool (numbers of DEC).

JUST NOW:..

For me - Just now just hodl DEC in HE or game is the best way to increase the value.
Or do you have some other idea?