Frugal and spending wisely comes out as a thing of principle. Acknowledging, frugality is birthed out of necessity is actually the key. The one who wins at this is the one who has the back up thought of necessary for what. As it gives direction and a target to reach. Could be a financial goal or archive something in the process. when being frugal is done for the sake of it. Then we have a problem, In this case someone is just depriving them selves and mostlikely fearful not harnessing the power of utility the money has for them to function.
On this one I join you one one having an ability to expand earnings and be vested in the art of investing for the sake of financial growth in many areas

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