We share similar perspective and experience's using crypto, 95% of my money is in Crypto, Infact I don't hold fiat until I have to spend it, its definately going to be a game changer when we can purchase local stuff through Crypto directly. We are most likely on the way there, thanks to guys like PayPal, the moment Master card and the likes of Verve integrate crypto, our dream of spending crypto directly for goods might have a chance of becoming reality.

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