Planning forward.

I am not a great person for planning ahead and prefer to live day by day where possible. I think that finances are the one area where I even think about the future never mind try to actually prepare for it.

The future is uncertain and could be a very scary place for a lot of people.

People who live month to month face uncertain times as they are constantly depending on others to see where they stand.

Jobs and landlords are far from certain and when you depend on others decisions then you never really know where you stand. Financial freedom is vital for the future and having some security going forward.

Being able to make your own choices is key. Being financially free to make them is the plan and everything leading up to this will need to be a focus to achieve it.

Make smart choices

Every choice that you make play a part in your future.

Think of the butterfly effect and how one choice creates untold ripples.

Good choices will lead to good consequences. Bad choices will lead to negative consequences.

Think about where you can make smart choices. Choices that will lead to good outcomes.

Even the smallest choice now can be part of creating that freedom. Every dollar that you can reduce now will be more than a dollar saved. It can be a dollar invested and become more than one dollar.

That dollar can be used to make another dollar. Those two dollars used to make four and keep on repeating.

While they are being put to work, focus on where you can get the next dollar and repeat the process.

In time you could have a thousand dollars spinning in this cycle.
Then two thousand multiplying.

Then you will get to a place where the money being created will outweigh the money needed to live and you will have that freedom.

That is how to plan forward.

Make the small cuts now to have more in the future.

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