There is the long-term play, cycles I would say. If PlanB and other analysts are right (or close to it at least), we can expect some crazy bull run (which we are already inside of it). Till then, it's good to have crypto that will increase in price at most (if you can put it to Nexo or stake for 5-10%, even better). After the bull peak, we will probably have a bear market and at that time, it's valuable to hold stablecoins or high-cap crypto (BTC, ETH, BNB, DOT). So I would get rid of the low-cap coins somewhere this year and that's the name of the game. Because in a bear market, you can "earn" 5% of crypto, but if this crypto goes -95% in price, what did you really earn then?