Things are definitely down-ish on a short-term timeframe, but not on a medium-term timeframe.

My personal plan is to shift out of a high-risk, high interest investments by taking the interest gained and pushing it back down into lower interest, lower risk things.

Polycub - shift to stable stable pool Cub - shift cub earned into a stable containing pool or put back onto HIVE to get more HIVE/LEO (maybe not -- if the pHIVE comes to fruition soon I won't even have to leave Polycub for that).

Speaking of banking, my goal for stables is to pool enough for 3-6 months living as an emergency fund. It is not quite as liquid as recommended by traditional finance for this but pretty close....and it gets much better interest.

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