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@taskmaster4450le
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If the price if HIVE keeps dropping and HBD stops being printed, what happens to our HBD that is in savings. Does it still grow?

Yes.

If all merchants wanted to cash out their HBD daily, how limited would our economy be? 3.8 Million?

Hard to say but it would have to be a lot more than that if you are claiming "mass adoption". To reach that point, HBD would have to be in the billions.

But we are a long way from that at this point. We have to build more of the foundation. It is being worked upon.

On focus has to be on accumulating more HP and having the stake grow there. Plus with some new application developments, we should be able to onboard some more people, requiring HP for RCs.

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