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@taskmaster4450le
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A good move. This is something that is needed. We have a very low distribution and HBD and it is impossible to have a serious stablecoin with 9 million actually out there.

Adding in a time lock feature would really help. This was the idea behind Hive Savings Bonds. Nevertheless, since we need the HBD having the extra interest is appealing.

We also have pHBD on its way. This is something that is going to help the entire ecosystem. Set off some compeittion.

HBD is very low risk on chain. A strong 20% with minimal risk is hard to beat.

I hope others follow the lead.

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