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@tomlee
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This is a very critical and timely subject matter. No matter how investment-minded you are, it's always important to have some liquid funds available. Emergency is something we do not plan nor foresee. It just happens unexpectedly and if you are not always guarded, you'll sure face frustration.

In line with the cryptocurrency market, keeping some liquid funds is important incase crashes like the current one ensues. This allows you to take advantage of the dip while also saving you from frustration.

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