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@tomlee
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I would say that UST and Terra blockchain in general have achieved a very great feat this year. I think we should not directly compare UST to HBD because our HBD is really not a stablecoin yet and it has little or no use cases both within Hive and outside Hive.

I agree with you that we need more HBD but sadly, I can't tell how that can be achieved. But what I do know is that more use cases should be attached to our HBD. Equally, the conversion of HBD to Hive period should be looked into. 3.5 days is really really unattractive

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