I think mentally, we need to separate crypto as a trading commodity and crypto as a currency. When we hold crypto for capital appreciation, the price does tend to go up as there is demand for it, yet it sits stagnant in wallets.

However, if we acquire crypto for the purpose of spending, it has the capacity to zip around the economy. That velocity of money tends to raise the price as well, but in a more natural way.

My hypothesis is that cryptos that are made for spending, like LTC and Dash, tend to have lower, yet somewhat more stable prices than the speculative cryptos. Speculative cryptos, like BTC, mostly have transactions related to trading rather than commerce. The trading is crowding out the commerce utility of BTC. It happens at times with ETH too. Sometimes gas fees have been too high, so I wait for the network to be less busy to do a transaction.

Speaking from anecdotal evidence, I usually convert fiat to LTC or Dash to buy things because they are faster and have lower transaction fees. As Crypto.com gains a larger foothold, I may add CRO to my preferred payment tokens.

I would use HBD or Hive for transactions, except that I don't have a direct buy option for Hive. I have to use fiat to buy Dash in order to buy Hive or HP. Perhaps when my account is larger and I have some Hive or HBD to throw around, I can look for places to spend it.

Ultimately, usability for me means having somewhere to spend cryptos. I do like buying, holding, and making capital gains. However, that's a different game from using cryptos for what they were built to do.

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