The only risk I can point out is devaluation of the dollar, to which HBD is pegged. Your nominal earnings will be impressive at 10%. However, your real earnings will be less, depending on inflation of the dollar.

I think this can be offset by continuing to be active on Hive, or similar mining activities, which would add earnings to your HBD to keep parity with inflation.

With this in mind, you may also consider leasing Hive to earn returns that can help build your HBD savings.

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