I'm using DAI as long-term collateral in DeFi. It earns a small yield. But, it reduces volatility to reduce the danger of liquidation. I use USDT and USDC as shuttles to conduct business. At the moment, LUNA is available on Cronos. But, UST is not available on Cronos.

Oh, and I am starting to accumulate HBD in my Hive accounts for the long term. I'm not actively putting in savings. It's mostly earnings from HIVE leases that are being converted to HBD.

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