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@travelwritemoney
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I don't need anything ambitious to start using HBD. I just need more people I trust on Hive so that at least we can exchange amongst ourselves. There's a certain degree of trust necessary if I'm going to send HBD for a good or service. I want to get what I paid for.

If I simply had more friends and family on Hive, it could be our settlement backbone like we use CashApp or Venmo. Most of us don't actually spend the money in those accounts. It just shuttles back and forth to settle loans to each other.

Having said that, I realize that we need more network effect to make HBD useful.

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