Upon rereading this and the prior post, I conclude you are correct. My assumption was that new folks would be using the dapp providing their account as their recovery account, which could then reset their account should they be inactive for 60 days.

However, if the reset account feature is opt in, newbs wouldn't set it. Only after they have climbed the learning curve high enough would they gain the necessary understanding, and by then they should have a good idea of who they can trust as their recovery account.

Generally right? Or am I still a n00b?