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Ant expenses: enemies of our finances

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@yeceniacarolina
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Let's see... how do I explain this to you?

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You're walking down the shopping streets of your city and suddenly a pair of super cool shoes appears in front of you and you think why not, shoes are never too much and you buy them.

Then, in that same week, walking around you were provoked to have a coffee. The next day, you bought some candy (when you already had your snack in your purse).

A few days later you saw a pair of glasses that matched your outfit in your closet and, well, you can't walk around with an incomplete closet and you bought them too.

And the next week, you crave for something else and you indulge yourself, simply because you deserve it?

The end of the month comes and it's time to pay the bills. Yes, the rent, the cable, the credit cards, the children's school, the condominium fee. Yes, those that need to be taken into account so as not to jeopardize our stability and it turns out that, when the time comes to do it, you are so drowned that you feel you can't do it anymore and you end up with a severe headache, because you worked all month long with a lot of effort and the money was not enough.

And soon you realize that part of your money went on that coffee you buy every day, the duces, shoes, glasses and other little things around.

Precisely, those small expenseare the ones that without realizing it will not allow you to have a real control of your expenses, for that reason it is necessary to be aware of what you spend and what you spend it on. Come on, I do not mean that it is not valid to treat yourself, but if you already have 5 pairs of shoes, the 6th pair of shoes could wait a little longer, don't you think?

Admit it, I know that right now, you know it wasn't necessary to buy them.

But What are ant expenses?

These expenses are the ones we make almost without realizing it. A coffee today, a candy tomorrow, a magazine last month, which, perhaps, its price is not so high but, at the end of the month, they add up and deduct from your total monthly income and can end up in a big debt.

But Is it possible to stop these ants expenses?

Well, yes, but it requires a bit of discipline and willpower on our part to try to incur them as little as possible, especially when we have a specific goal in mind, such as enrolling in college, for example.

Before controlling them, we have to identify them. Take note of what you spend on a daily basis. Then, do your math. This way you will have an estimate of what you spend weekly, monthly and even yearly. Doing this will give you an idea of how much your budget is reduced.

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Once identified, it is a good option to continue recording all your expenses. This will allow you to be more aware of them.

Planning our monthly expenses is also a good way to avoid those extra expenses.

Set a savings goal, for example, pay the tuition for the English course that you have not done yet, because you have never been able to raise the money. Setting a goal will keep you focused and prevent you from falling into those unnecessary expenses.

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And finally, set aside an amount of money that will allow you to indulge yourself contradictory? No. It is not wrong to indulge once in a while, what is not convenient is to do it impulsively and constantly.

We all work to have stability, but also to pamper ourselves, however, the impact on your budget will be much less if you set an amount for that expense. Plan an outing with friends, enjoy that chocolate cake, but think before you do it.

Remember, it's not about spending for the sake of spending, it's about spending wisely.

Translated with www.DeepL.com/Translator (free version)

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