We have been hearing this same thing for the past ten years now.
Bitcoin is going to disrupt payments.
Well, it could, in theory.
But that hasn't stopped the current payment giants.
Look how they have done since bitcoin came on the scene:
Yes part of that is due to a booming stock market and QE money being pumped in.
Still, it doesn't look like bitcoin has eaten anyone's lunch just yet.
Still need it to actually catch on for something.