Looking for the key

After a little more financial scope creep in the renovation work, I am getting a little more nervous than what I would like to be at this stage, as prices keep dropping, but costs keep climbing. I will work it out regardless and I have enough to cover needs without having to take on additional debt, but I live with the understanding that every dollar worth of crypto I can save by not spending, has an unknown value in the future that I expect will be significantly higher.

They say "A dollar saved is a dollar made", but a dollar of crypto is an unknown made, but life has the tendency to get in the way way of saving, making and doing all kinds of things with money. Sometimes it is so much like clockwork that I feel that my bank account is being monitored and has a cap applied and anytime it gets close to full, a cost of some kind will be incurred. It might make for the basis of a movie about engineered class divides. I wonder if the banks are selling account data so advertisers can better target products.

Whatever it is, engineered or coincidence, it does seem like there is this continual chase going on both away from debt and toward freedom, where there is very little possibility of capture or escape. A hamster wheel catch-22 situation, where one needs money to make money, but can't get money because one can't make more than needs to be spent. Or something like that.

My wife and I were going through our renovation budget excel tonight and looking at the numbers we are spending is kind of scary, even though it is being spent on something real that will be considered an investment. But, we have made plans and they are progressing on, despite them not going exactly to plan.

Regardless of what happens, life is meant to be lived and playing it all safe might not be living it fully. I don't subscribe to the "YOLO life", but I do think that a little risk-taking activity is part of living a good life, whether it be in the jobs we do, the relationships we have or the way we spend our time and money. There is something about better to have loved and lost, than to never have loved at all, which speaks to the risk of laying bare the heart and in some way, what my wife and I are going through together at the moment is part of the experience of the relationship, even though it is a financial aspect of it.

It isn't always easy and it has tested us in many ways, but each day we get a little closer to getting the place finished and having the home that we will continue our relationship in - for better or worse.

Taraz [ Gen1: Hive ]