Posts

Created a Less risky and Moderate Profit Mutual Fund Portfolio

avatar of @codingdefined
25
Coding Defined
@codingdefined
·
0 views
·
2 min read

I am investing in a Mutual Fund for a long time like nearly 2 years, but recently I am following more and more funds to see which will fit for me. I am a very conservative investor where I only invest in schemes that are moderately risky that is more into debt and less into equity.

After a year of investing in various schemes, I settled on 4 funds which I feel is more than enough for my needs and thus created a Portfolio in Groww.in so that more and more people can watch the portfolio and invest if they feel that their Goal is aligned with mine.

The funds which I am investing in are :

  1. Franklin India Ultra Short Bond Fund
  2. Reliance Small Cap Fund
  3. Aditya Birla Sun Life MNC Fund
  4. ICICI Prudential Liquid Fund

The amount invested per month as follows :

As you can see I am investing around Rs 2778 or 40$ per month. Though it's not limited to SIP, I sometimes invest lumpsum also. When I checked my portfolio today, I am sitting on a profit which is around 10% in the last one year, which is not bad at all because I know even if it goes down I will always be in a profit since the risk is not too high.

Also, the length of my portfolio is Ultra Short Duration which means it will always give me profit in a short duration no matter what, thus I will always have my money in hand if I need it.

So anyone investing in this less risk portfolio for 5 years, with Rs. 20000, they will easily get more than 15.5 Lakhs.