Regular saving on the STEEM blockchain with SPinvest - RESTEEM bounty open to all

in LeoFinance •  6 months ago  (edited)


Hello and welcome to this SPinvest post
.
About SPinvest...........

SPinvest is a tokenized investment fund/club for all users of the STEEM blockchain. Everyone is welcome! The concept of SPinvest is to get rich slowly by using time tested methods of earning, saving and compounding long term. We encourage long term investing on and off the STEEM blockchain. We hope someday everyone will HODL some SPI tokens that can be bought directly from @spinvest are through the steem-engine are dex.steemleo exchanges.*
.
SPinvest are SPI tokens are not to confused with SBI shares. It's like comparing chalk with cheese. SBI is a complex untokenized upvoting bot. SPinvest is a different beast altogether. We power up every STEEM we get from SPI token sales and use that STEEM POWER to produce earnings of upto 20%. As all SPI tokens are backed 100% with STEEM POWER there is no risk to investors capital and cashing out can be done instantly using our 99.99% buyback wall. STEEM earned the @spinvest STEEM POWER balance is used to invest off-platform which provides SPinvest with a balanced portfolio of safe time tested investments currently including bitcoin, precious metals, stock funds, and more. Full details about SPinvest can be found here
.
100% BuyBack Liquidity offered
Buy and sell back SPI tokens on the Steem-engine are Dex.steemleo exchange's


(RESTEEM this post and receive a 0.2 SPI token bounty)
Yes, anyone and everyone that RESTEEMS this post within 96 hours of it being uploaded will get a 0.2 SPI token bounty. Let's get as many eyes on this post as we can while rewarding those that help with wonderful SPI token.


Saving on the blockchain with SPinvest

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In today's post, we will be looking at why and how you can build a savings fund on the STEEM blockchain using SPinvest. We all know that we should be saving for whatever the reason, be it for a holiday, new car, kids education are retirement. SPinvest promotes and teaches the importance of regular saving and how putting away a little can turn into a lot.

Intro

I may seem like a daunting task for some of us to think about saving for the future as most people think they don't have enough at the end of the week to set anything aside. Everyone can save something no matter your budget and once you understand this, you'll be blown away with the results you can make for yourself. Little and often is the key to building a nest egg for yourself.

We all know that time goes by us quickly and 5-10 years is not long going in. Hours and days can drag in but months and years fly in on us. Don't be someone that thinks to themselves, i wish i started this back then are i shoulda, woulda, coulda done this back then and I'd have this today. It would have been nice to buy $1000 of BTC back in 2011 because you'd be a millionaire today but i didn't so I'll take advantage of the opportunity today. Today, BTC is at $9300, gold is at $1550 per oz and the SP500 is around $3200, do you think each of these investments will be worth more are less in 10-20 years? We all know the answer is more as fiat cash is pumped into the system in its trillions so never think it's too late are the timing is not right now to invest in something. Get out of the way of thinking i cant, look and plan action on what you can do today right now. The sooner the better.

Regular Saving

Spinvest's good friend and club member @taskmaster4450 wrote a post a few weeks back showing the potential of saving and compounding SPI token for 10 years. His results and figures were real eye-openers and i think they are worth sharing to show just what can be done when you save something regularly.
Regular saving is the best way to get started, you can start with any amount from only $5-10 per week and what you are trying to do is build a routine and make saving a thing to do every week without thinking about it. The best time to do your saving is when you get paid, most people have a tendency to spend all their money and have nothing at the end of the week. Take out your savings before you start spending, removing $5-10 from your pay will most likely not alter your lifestyle but will yield results. Please see the chart below showing the first-year of figures saving $5 per week and how they compound and add up over time. This technique can be applied to any investment, not just SPI tokens.

Things i have factored into these numbers

  • STEEM $ price starting at $0.15 rasing $0.0125 every 13 weeks (5 cents per year). This is very conservative i think.
  • SPI token prices increase by 0.05 STEEM every 13 weeks to still inline with our projected 20% yearly ROI

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Saving just $5 per week for 1 year could grow you a fund worth $300. Saving in the bank would have saved you $5 x52 which is $260. Based on STEEM increasing 5 cents per year and SPinvest continuing to earn a minimum of 20% per year, you can expect to earn 15.3% on your total holding. You might be thinking if the price of STEEM is up and SPinvest earns 20% per year, why have i earned less than 20%? This is because only the tokens you bought on week 1 earned you 20% as you have held them for 1 year, tokens you bought on week 26 have earned you 10% as you have held them for 6 months and tokens you bought in week 51 will have earned you 0.38% as you've held them for 1 week. Another factor is the price of STEEM increase by 0.0125 cent every 13 weeks meaning you get less for your $5. Think of year 1 as building your base.

After year one, things get a little more interesting as you'll start to benefit from compounding. Instead of posting the whole table, i have snipped out every 13 weeks for the next 2 years bringing us to end of 3 years of regular saving which will have cost you $780 in weekly increments.
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Pretty easy to see the benefit of compounding. Your ROI at the end of year 2 based on total dollar savings would be 30.7% and after year 3 it would be 39.7%. The reason your ROI keeps increasing is because as you start each new year, you are starting with more SPI tokens that are earning 20% per year. In dollar terms by the end of year 3, you will have saved $780 and hold a fund worth $1294.

Taking at looking at the next 2 years to by us to the end of year 5 and things only get better. Remember, you can do this sort of regular investing with any investment whether it be a precious metal, stock fund, cryptos are even just a regular saving account. Compounding is the magic dust of saving.

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So after 5 years of saving just $5 per week with SPinvest, you would have invested a total of $1300 and you would own 3737 SPI tokens worth $2840 based on conservative increases giving you an overall ROI for 5 years of 218% are a 43.7% yearly averaged rate. Do you still think saving $5 a week is pointless?

I am not going to go past 5 years as i think this is enough to show you the power of compounding. $5 is not a lot of money and if you remove it as soon as you get it, you don't miss it. Just out of interest let us have a look at saving different amounts. There's nothing to learn here but its fun and interesting to see what results can we get by saving more than $5. These snips are results of saving different amounts for 5 years.

$10 per week - $2,600 invested
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$25 per week - $6,500 invested
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and $50 per week - $13,000 invested
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Now you have the proof that even saving as little as $5 per week can make a difference, the longer you do it the more you save, the larger your fund. The larger your fund, the more interest you earn and compounding soon takes over as interest-earnings surpass your weekly investment. By this time, you have a passive income. Passive incomes are a different subject for another day's post. I hope you can see the benefit's of compounding and how SPinvest is set up to encourage and reward long term HODLer's of the SPI token.

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How can you get involved with SPinvest

Easy, buy and hold some tokens. You can buy them directly are earn them in many different ways. As an SPI token holders you will have the option to either HODL your tokens and be non-active within the club are you can become a member of the club and take part in investment voting and SPinvest structure. Both token holders and SPI club members earn the same ROI so do not think that club members are in it for an increased ROI. Each SPI tokens earns the same. Let's have a look at the different ways you can get SPI tokens by either buying them are earning them.

Buying SPI tokensLink
Directly from @spinvesthttps://steemleo.com/@spinvest
From the steem-engine exchangehttps://steem-engine.com/?p=market&t=SPI
From the Leo DEX exchangehttps://dex.steemleo.com/market/SPI
Buy from the Leo Marketplace in $ amounts
$5.00https://shop.steemleo.com/@spinvest/k622mi6c-500-spi-token-pack
$25.00https://shop.steemleo.com/@spinvest/k622obkz-25-spi-token-pack
$100https://shop.steemleo.com/@spinvest/k622qlw6-100-spi-token-pack
Earning SPI tokensLink
Delegating Leo tokens @spinvest-leohttps://steemleo.com/@spinvest-leo
Delegating Neoxian tokens @spinvest-neohttps://www.neoxian.city/@spinvest-neo
Using the Spinvest beneficiary servicehttps://steemit.com/hive-167922/@spinvest/spinvest-beneficiaries-launch-post

Thank you for reading through this Post

I hope that you have enjoyed this post. SPinvest encourages saving in all shapes and forms, today we have looked at the awesome power of compound saving using a cost avg method by investing weekly. If you have any questions about SPinvest please free feel to ask in the comments below.

If you take 1 thing away from this post please let it be.................
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Buy SPI tokens directly from @spinvest. Each token is currently priced at 1.00 STEEM and you can send any amount directly to @spinvest and i will issue you SPI tokens to 2 decimal places for the value of STEEM to send. All tokens bought directly will be sent to investors SE wallets within 24 hours but most likely much sooner.
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Important Information

InformationURL Link
SteemPower Investments Introduction PostClick HERE
SteemPower Investments Club Partnership AgreementClick HERE
How to become a club memberClick HERE
How to convert SE tokens into SPI tokensClick HERE
Join the SPI club Discord serverClick HERE
Join the SPI curation trailClick HERE
What's best for the SPI Club? Centralized vs DecentralizedClick HERE
SPI tokens 95% buyback guaranteeClick HERE
SPI Club monthly Fiat to SPI token group buyClick HERE

All questions are welcome, please ask in the comments below

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CLICK here for full details about SPI beneficiaries
Show support to SteemPower Investments through it's Patreon Page
Click here to join the SPinvest community over at beta.steemit.com (Steemit Communities)

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(RESTEEM this post and receive a 0.2 SPI token bounty)
Yes, anyone and everyone that RESTEEMS this post within 96 hours of it being uploaded will get a 0.2 SPI token bounty. Let's get as many eyes on this post as we can while rewarding those that help with wonderful SPI token.

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Posted via Steemleo

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Sort Order:  

Resteemed

So you're paying people to spam me with this advertisement on your unregulated hedge fund?

That's an easy mute! I encourage everyone else to do the same, and/or tip off the whalebots that downvote this kind of thing to oblivion.

If you take 1 thing away from this post please let it be.................

You missed the point of the post.
and............an investment club and an investment hedge fund are 2 different things. I guess doing a quick google search is over your head. Are maybe you know nothing about SPinvest and are just a hater.

Most stoners embrace the concept

SPinvest is an Investment Club
I am going to go down this route because it looks much easier and cheaper than going other routes. An investment club is also going to be naturally more interactive which is perfect for our platform. Investment Clubs are exempt from the provisions of the Financial Services Act of 1986 in the UK and In general, investment clubs are unregulated. In United States, the U.S. Securities and Exchange Commission (SEC) requires any entity with more that $25 million to register under the Investment Advisers Act of 1940. Investment clubs typically set up as legal partnerships without having to incorporate themselves. This requires me to set up a constitutional agreement everyone would have to agree as a legally binding document. In a partnership, the club is not liable to pay taxes, each individual investor is responsible to pay their own taxes as they would any other investment based on the the gains made from the clubs income and gains. This can be set up through HMRC as an informal partnership Investment club with the constitution being the legal partnership.

just show him the Blaze Up UPDATE and he'll join immediately

😵😳😉😉😉

Alright, resteeming!

Posted via Steemleo

Thank you my friend, 0.20 SPI token sent :)

Just FYI Weedcash is for cannabis and psychedelic related content, posting non related content will result with down votes in the future.

Roger that,

Thank you for the heads up. It'll not do it again :)

Resteemed.

Posted via Steemleo

Thank you my friend, 0.20 SPI token sent :)

Nice idea! Resteemed the post!

Posted via Steemleo

resteemed

Posted via Steemleo

Thank you my friend, 0.20 SPI token sent :)

DONE, voted, etc :D

Nice Presentation @taskmaster4450 and @silverstackerUK

OH! (Re-steemed)

Thank you my friend, 0.20 SPI token sent :)

Resteemed.
Simple and good explanation :-)

#milkandtators

Thank you my friend, 0.20 SPI token sent :)

Thank you :-)

resteemed, Gonna watch this project for sure

Thank you my friend, 0.20 SPI token sent :)

Feel free to check old posts are ask questions on the discord server. A link at the bottom of the post

Excellent work Resteemed!!!
And upvoted!

Thank you my friend, 0.20 SPI token sent :)

This is so very true! If we all did what we should have done, the sky would have been the limit. You make a great point! Re-steemed!!

Thank you my friend, 0.20 SPI token sent :)

Little and often is the key to much

Thank YOU!😎👍😁

Point well taken! Thanks for doing what you do! Re-steemed!

Thank you my friend, 0.20 SPI token sent :)

Glad you enjoyed the post, thank you for your nice words

$5 is not much to invest at all. Good points taken. Re-steemed.

Thank you my friend, 0.20 SPI token sent :)

Point taken! Thanks. Re-steemed

Thank you my friend, 0.20 SPI token sent :)

$5 dollars a week is giving up one coffee or a pack a cigarettes. Well worth the sacrifice. Re-steemed

Coffee and cigarettes are both additive, swap unhealthy additions are healthy ones :)

Thank you my friend, 0.20 SPI token sent :)

Good post and straight to the point. Seems to me that everyone could afford at least $5 per week and think of the return! Thanks . Resteemed

Thank you my friend, 0.20 SPI token sent :)

It all ends up quickly,

Resteemed my friend.

Have you thought of doing a PAL SPinvest? Just wondering cuz i got a bunch of tokens just sitting around doing nothing..

@spinvest-NEO is doing just that ;)

I am already invested in spinvest-NEO! ;) However, for some reason I never got the payout this month? According to the post you put out recently I was supposed to recieve 5.8 SPI shares this month but I haven't received any yet? Was there a problem?? Any chance I could get you to take a look and see whats going on with that? I would really appreciate it :0)

DOOD! You gotta ping me or get on Discord. LOL

I will check, I know I sent it but it could have been mis-spelled 😱 but I doubt that...
verify your steem-engine account name that you used (should be this one)

I'm pretty sure I got it now, that message is a bit old. :0)

Good, I knew I sent it and was careful on Spelling LOL
But ya never know... I messed up on one name last time
and sent a little SPI to a dead account, I was gonna use
that screen name and intercept the funds, but it was taken.

0.2 SPI sent

No, each sub-account needs someone to run the account. I'm not really into PAL, it's not our target market it's full of unactive members.

ohh, ok. That makes sense. Thanks for letting me know :0)

Upvoted and resteemed, amazing post and well written 😉👍 explains it well.

Hey Sassa! Join the @spinvest-neo account for earning Moar SPI!!!
We service the #neoxian and PalNet groups.

Thank you my friend, 0.20 SPI token sent :)

Resteemed

Posted using Partiko Android

Thank you for the RESTEEM, i have issued you your reward :)

Resteem complete !trdo

Posted using Partiko Android

Thank you my friend, 0.20 SPI token sent :)

Congratulations @sparkesy43, you successfuly trended the post shared by @spinvest!
@spinvest will receive 0.01944000 TRDO & @sparkesy43 will get 0.01296000 TRDO curation in 3 Days from Post Created Date!

"Call TRDO, Your Comment Worth Something!"

To view or trade TRDO go to steem-engine.com
Join TRDO Discord Channel or Join TRDO Web Site

I saw my niece and her family today (3,5 and 8). She's got them all on the penny a day challenge, they do jobs for their grandma and grandad at the weekend to earn pennies for their savings tins. One told me she's saving for university (and a phone).

That's fantastic news, get them when they are young. Damn saving for uni already, i think the phone will come first.

Well done to Granny and Granddad for supporting them in pocket change to be able to start saving at such a young age. Not too often a comment makes me smile but this one did.

Thank you for sharing.

Did you send my resteem bonus? 😍

did you check your SE wallet?

👍

@spinvest Resteemed!

Also remembering about that 64 Steem I've sent during that 3-day-period for 2% Bonus :)

Im seeing that 64 STEEM now. That was after the buyback wall was in place

Anyways, as you made your transfer within hours, i'll give the bonus as it's only fair. I'll do the transfer of 66.30 SPI tokens now :) and add your 0.20 SPI bounty to that for a total of 66.50.

Thanks for the RESTEEM.

To @spi-payments
It was 2 days ago. (30/01/2020 12:31 pm UTC+1)

Edit: Thank you!

I wasn't sure, what "next three days" meaned. But then I came to the conclusion that it has to be at least 72 hours.

Perhaps an exactly end (with timezone) would be better for the next time?

Anyways I'm a big fan of this project :)

Upvoted and resteemed. Thanks for the explanation ... very well done.

Thank you my friend, 0.20 SPI token sent :)

Thank for the nice comment

!trdo

Congratulations @kaniz, you successfuly trended the post shared by @spinvest!
@spinvest will receive 0.02226488 TRDO & @kaniz will get 0.01484325 TRDO curation in 3 Days from Post Created Date!

"Call TRDO, Your Comment Worth Something!"

To view or trade TRDO go to steem-engine.com
Join TRDO Discord Channel or Join TRDO Web Site

Thank you my friend, 0.20 SPI token sent :)

Resteemed, its a great idea. Very simple.
Here is some tips from me
!trdo

Congratulations @ekushya, you successfuly trended the post shared by @spinvest!
@spinvest will receive 0.34184025 TRDO & @ekushya will get 0.22789350 TRDO curation in 3 Days from Post Created Date!

"Call TRDO, Your Comment Worth Something!"

To view or trade TRDO go to steem-engine.com
Join TRDO Discord Channel or Join TRDO Web Site

Thank you my friend, 0.20 SPI token sent :)

Good, SPI is a good tokens.
Resteemed.
!shop

Thank you my friend, 0.20 SPI token sent :)

Hi~ spinvest!
@cloudblade has gifted you 1 SHOP!

Currently you have: 1 SHOP

View or Exchange SHOP Please go to steem-engine.com.

Are you bored? Play Rock,Paper,Scissors game with me!

ty

Oh my God!我竟然不知道你想说什么!

Resteemed and upvoted!

Posted using Partiko Android

Thank you my friend, 0.20 SPI token sent :)

Resteemed
!trdo

Congratulations @shitsignals, you successfuly trended the post shared by @spinvest!
@spinvest will receive 1.65549825 TRDO & @shitsignals will get 1.10366550 TRDO curation in 3 Days from Post Created Date!

"Call TRDO, Your Comment Worth Something!"

To view or trade TRDO go to steem-engine.com
Join TRDO Discord Channel or Join TRDO Web Site

Thank you my friend, 0.20 SPI token sent :)

Resteemed...

Posted using Partiko Android

Thank you my friend, 0.20 SPI token sent :)

Received thank you 😊

Posted using Partiko Android

Resteemed

!trdo

Congratulations @techtip, you successfuly trended the post shared by @spinvest!
@spinvest will receive 0.28737788 TRDO & @techtip will get 0.19158525 TRDO curation in 3 Days from Post Created Date!

"Call TRDO, Your Comment Worth Something!"

To view or trade TRDO go to steem-engine.com
Join TRDO Discord Channel or Join TRDO Web Site

Thank you my friend, 0.20 SPI token sent :)

Resteemed!

Thank you my friend, 0.20 SPI token sent :)

Resteemed...

Thank you my friend, 0.20 SPI token sent :)

Very interesting project.
Resteemed.

Thank you my friend, 0.20 SPI token sent :)

Congratulations @spinvest!
Your post was mentioned in the Steem Hit Parade in the following category:

  • Comments - Ranked 3 with 74 comments

super-tastick

Resteemed.

!BEER

Thank you my friend, 0.20 SPI token sent :)


Hey @spinvest, here is a little bit of BEER from @eii for you. Enjoy it!

Learn how to earn FREE BEER each day by staking.

Congratulations @spinvest, your post successfully recieved 2.32642126 TRDO from below listed TRENDO callers:

@sparkesy43 earned : 0.01296 TRDO curation
@kaniz earned : 0.01484325 TRDO curation
@ekushya earned : 0.2278935 TRDO curation
@shitsignals earned : 1.1036655 TRDO curation
@techtip earned : 0.19158525 TRDO curation


To view or trade TRDO go to steem-engine.com
Join TRDO Discord Channel or Join TRDO Web Site