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@behiver
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The mortgage is for my own house and I want to get rid of it because I pay around 5% interest to it and it adds up in time. I would like simply to free myself from the banks and their commissions, credit cards and loans.
Going into debt for an investment is another thing. There is a good direction to buy and rent properties, but I feel that I cannot taggle all of this in the same time. I have some land on which I could build houses or even bigger buildings, but that is set aside for future thought.
The 6 month fallback sounds better as you said it also and indeed that will let me put some money work for me. Probably that would be the amount that I will put aside.
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